Australia's fastest and most secure way to send and receive money using just a phone number, email or ABN.
Available balance
$2,847.65
Send money to anyone in Australia using their PayID in seconds.
Connect your phone number, email or ABN to your bank account.
Just need their PayID and the amount. No BSB or account number required.
Funds are transferred in seconds, 24 hours a day, including weekends.
Transfers settle in under 10 seconds through the New Payments Platform.
Multi-factor authentication, biometric login and bank-level encryption.
Connect your existing Australian bank account. No new account needed.
Mobile App coming soon
PayNayso is currently available on the web
Takes less than 60 seconds • No card required